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Consumer Calculator Categories
 
 
•  Cash Flow Calculators
•  Credit Calculators
•  Taxation Calculators
•  Paycheck & Benefits Calculators
•  Retirement Calculators
•  Investment Calculators.
 
•  College Calculators
•  Home & Mortgage Calculators
•  Insurance Calculators
•  Qualified Plans Calculators
•  Saving Calculators
•  Business
 
 
 
Cash Flow Calculators
 
 
•  Does inflation impact my standard of living?
•  How much am I spending?
•  How much do I need for emergencies?
•  Should I pay down debt or invest more?
•  How long will my money last?
•  Should my spouse enter the work force?
•  What is my current net worth?
•  What is my projected net worth?
•  What is my current cash flow?
•  What is my projected cash flow?
•  Value of reducing or foregoing expenses.
 
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College Calculators
 
 
•  How much should I be saving for college?
•  Feasibility of Student Loan Repayment
•  Advantages of the Coverdell ESA.
•  Advantages of a 529 College Savings Plan
•  What is the value of a college education?
•  What are the payments on a parental (PLUS) loan?
•  Should I live on campus, off campus or at home?
 
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Credit Calculators
 
 
•  How long will it take to pay off my credit card(s)?
•  How long until my loan is paid off?
•  What would my loan payments be?
•  Should I lease or purchase an auto?
•  What is the balance owing on my loan?
•  Should I consolidate my personal debt?
•  Re-structuring debts for accelerated payoff
•  Which is better: cash up front or payments over time?
•  What is the impact of making extra debt payments?
•  Should I pay off debts or invest the money?
•  Auto purchase: loan versus 0% dealer financing?
 
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Home & Mortgage Calculators
 
 
•  How much home can I afford?
•  Should I refinance my home mortgage (breakeven)?
•  Comprehensive mortgage calculator
•  Comparing Mortgage Terms (i.e. 15, 20, 30 year)
•  Should I Pay Discount Points For A Lower Interest Rate?
•  Should I Rent or Buy A Home?
•  Should I Convert to a Bi-Weekly Payment Schedule?
•  Compare A 'No-Cost' Versus Traditional Mortgage
•  What Are The Tax Savings Generated By My Mortgage?
•  Which is Better: Fixed or Adjustable-Rate Mortgage?
•  Adjustable Rate Mortgage Calculator
•  How Do Closing Costs Impact The Interest Rate?
 
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Taxation Calculators
 
 
•  What is my potential estate tax liability?
•  Federal Income Tax estimator
•  Federal Income Tax estimator (2007)
•  Should I adjust my payroll withholdings?
•  Will my investment interest be deductible?
•  How much self-employment tax will I pay?
•  Capital gains (and losses) tax estimator
•  Compare taxable, tax-deferred, and tax-free growth
•  How much of my social security benefit may be taxable?
•  What are the tax implications of paying interest?
•  Should I itemize or take the standard deduction?
•  What is my taxable-equivalent yield?
•  Economic Stimulus Package / 2008 Tax Rebate Calculator
 
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Insurance Calculators
 
 
•  How much life insurance do I need?
•  What is my life expectancy?
•  What are my needs for burial and final expenses?
•  How much disability income insurance do I need?
•  What are the chances of becoming disabled?
•  What are my long-term care insurance needs?
•  How much will I earn in my lifetime?
•  What are the tax advantages of an annuity?
•  How long will my current life insurance proceeds last?
•  What is the future value of an annuity?
•  Which Is Better, Comprehensive Plan Or High-Deductible Plan With HSA?
 
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Paycheck & Benefits Calculators
 
 
•  How much will my company bonus net after taxes?
•  How will payroll adjustments affect my take-home pay?
•  Convert my salary to an equivalent hourly wage.
•  Convert my hourly wage to an equivalent salary.
•  What is the future value of my employee stock options?
•  Should I exercise my "in-the-money" stock options?
•  What may my 401(k) be worth?
•  What is the impact of increasing my 401(k) contribution?
•  What may my 457 Plan be worth?
•  What is the impact of increasing my 457 Plan contribution?
 
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Qualified Plans Calculators
 
 
•  Evaluate my company pension payout options
•  How much can I contribute to an IRA?
•  How much retirement income can my IRA provide?
•  Should I convert to a Roth IRA?
•  What will my qualified plan be worth at retirement?
•  What is my current year required minimum distribution?
•  What is my projected required minimum distributions?
•  What are my lump sum distribution options?
•  How do I maximize my employer 401(k) match?
•  What is the impact of borrowing from my 401(k) plan?
•  What is the impact of early withdrawal from my 401(k)?
•  I'm self-employed, how much can I contribute to a retirement plan?
•  Net Unrealized Appreciation (NUA) vs. IRA Rollover?
 
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Retirement Calculators
 
 
•  How will retirement impact my living expenses?
•  How much will I need to save for retirement?
•  Are my current retirement savings sufficient?
•  Social Security retirement income estimator
•  How does inflation impact my retirement income needs?
•  I'm retired, how long will my savings last?
•  When should I begin saving for retirement?
•  Should I convert discretionary expenses to savings?
•  How much retirement income may my 401(k) provide?
•  Compare a Roth 401(k) to a Traditional 401(K)
 
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Saving Calculators
 
 
•  Becoming a millionaire
•  Income generated by a savings plan.
•  How long will it take to double my money?
•  How long until my savings reach my goal?
•  Save now vs. save later
•  How much should I save to reach my goal?
•  What will my current savings grow to?
•  Calculate rate of return
•  How do taxes and inflation impact my return?
•  What is my effective annual yield?
 
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Investment Calculators
 
 
•  How should I allocate my assets?
•  Compare taxable / tax-free investment return
•  What is the value of a bond?
•  What is the return on my real estate investment?
•  What is the value of compound interest?
•  What is the value of a call or put option?
•  Taxable vs. tax-advantaged saving comparison.
•  What is my risk tolerance?
•  What is the long-term impact of increased return?
•  Certificate of Deposit (CD) analyzer
•  What is the dividend yield on a stock?
•  How do expenses impact mutual fund returns?
 
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Business
 
 
•  Tax savings of a qualified retirement/cafeteria plan
 
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